RV, Motorhome & Boat Insurance in Tacoma, WA
Protect Your Adventures Across the Pacific Northwest
From camping near Mount Rainier in Eatonville to boating on Puget Sound or American Lake in Lakewood, Pierce County is an outdoor enthusiast’s dream. But when you are hitting the open road or the open water, standard home and auto policies often leave dangerous gaps in your coverage.
At Dan Marek Insurance, we offer specialized RV, motorhome, and boat insurance so you can enjoy your recreation with total peace of mind.
Comprehensive RV & Motorhome Insurance
Your RV is a unique hybrid: it’s part vehicle, part home. Therefore, it requires specialized coverage. We write policies for Class A, B, and C motorhomes, travel trailers, fifth wheels, and camper vans.
What Does RV Insurance Cover?
- Comprehensive & Collision: Protects your RV from road accidents, theft, vandalism, falling objects (like tree branches), and severe weather.
- Personal Effects Coverage: Pays to replace the valuable items kept inside your RV, such as laptops, camping gear, and appliances.
- Vacation Liability: Provides liability coverage if someone is injured in or around your RV while it is parked at a designated campsite.
- Roadside Assistance: Crucial for towing massive vehicles if you break down in a remote area.
Boat & Watercraft Insurance
Whether you own a ski boat, a pontoon, a sailboat, or a personal watercraft (like a Jet Ski), navigating the water comes with unpredictable risks.
What Does Boat Insurance Cover?
- Physical Damage (Hull Coverage): Protects your boat, motor, and trailer in the event of a collision, sinking, fire, or theft.
- Watercraft Liability: Covers medical bills and legal costs if you are at fault in a boating accident that injures another person or damages another boat or dock.
- Wreckage Removal & Fuel Spill Liability: Covers the hefty environmental fines and cleanup costs if your boat sinks and leaks fuel.
- Uninsured Boater Coverage: Protects you if you are hit by a boater who does not have liability insurance.
Why Can’t I Just Use My Auto or Homeowners Policy?
While some homeowners or auto policies offer limited endorsements for small boats or travel trailers, they usually do not cover the specific risks of recreational vehicles. For example, a standard auto policy will not cover the lodging costs if your motorhome breaks down mid-trip, and a home policy won’t cover wreck removal if your boat sinks. Dedicated specialty insurance ensures no gaps in your protection.
Local Coverage for Your Toys
We work with top-tier specialty carriers like Progressive, National General, and Foremost to ensure you get the best recreational coverage available. Many of our carriers also offer bundle discounts if you combine your RV or boat policy with your existing auto or home insurance!
Ready for your next adventure? Contact Dan Marek Insurance at (253) 537-4000 or request a quote online to ensure your boat or RV is fully protected before your next trip.
We provide service to the Parkland, Roy, Eatonville, Lakewood, and Puyallup areas.
Get In Touch
Business Hours
Monday – Friday: 9:00 am – 5:00 pm
Saturday – Sunday: Closed
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